Time Design Time Design

Billnudge - Privacy Policy

Effective Date: November 8, 2026

1. Overview

Billnudge is a bill reminder app by Time Design LLC for iPhone and Android. You add bills by hand: due dates, amounts, reminders before and after each due date, an overview of what is due, and widgets. It does not connect to banks.

The app works without an account. Your data is stored on your device and is not sent to Time Design LLC. This policy explains what the app stores, which permissions it may ask for, and which network connections it makes. Where the iPhone and Android versions differ, the difference is stated.

2. Data We Collect

We do not collect personal data. Time Design LLC does not operate servers that receive the content you create in Billnudge, and the app contains no analytics, advertising, crash-reporting or tracking SDKs.

3. Data Stored on Your Device

The following is stored only on your device, inside the app (on iPhone also in the app group it shares with its widgets):

  • Bills you add: names, amounts, currencies, categories, due dates, repeat rules, reminders, notes, colors and icons.
  • Payment links you add, and the payment history you mark in the app (dates, amounts, partial or skipped payments).
  • App preferences, such as reminder time and the app lock.
  • Your Pro status (a cached copy of what the App Store or Google Play reports).

4. Permissions

Every permission is used only for the related feature. Data obtained through these permissions never leaves your device. You can change permissions at any time in your device settings.

  • Notifications (iPhone and Android). Used to deliver the bill reminders you set up, with actions such as marking a bill paid. Reminder text is generated on your device.
  • Face ID / Touch ID (iPhone) and fingerprint or screen lock (Android). Used only if you turn on the app lock. Authentication is performed by the operating system; the app never receives your biometric data.
  • Siri and Shortcuts (iPhone). Commands are handled by iOS on your device.
  • Run at startup (Android). Used only to schedule your reminders again after the phone restarts.
  • The app does not ask for contacts, messages, location, camera or bank logins.

5. Network Connections

Billnudge never connects to banks and does not ask for bank logins. It makes no network requests of its own. The only connections are to Apple (App Store) or Google (Google Play) for in-app purchases (see Section 6) and, on Android, the optional in-app rating prompt shown by Google Play In-App Review under the Google Privacy Policy. A payment link you saved opens in your browser only when you tap it.

6. In-App Purchases

Billnudge Pro is a one-time purchase. On iPhone it is sold through the App Store and processed by Apple (StoreKit); on Android it is sold through Google Play and processed by Google (Google Play Billing). We never receive your name, Apple ID, Google account, card or billing details — the app only receives the status of your purchase. On iPhone, a purchase can be restored with “Restore” on the purchase screen; on Android, it is restored from Google Play.

7. Tracking and Advertising

  • No tracking and no analytics.
  • No advertising and no advertising identifiers (IDFA on iPhone, Advertising ID on Android).
  • No data is sold or shared with third parties.
  • No account, no sign-in, no contact list access.

8. Exports and Backups

Exports (such as CSV of payments) and backup files are created on your device and go only where you choose to send or save them. Restoring a backup reads only the file you pick. Backups made on iPhone and Android can be restored on either.

The app's data may be included in your device backups according to your settings: on iPhone in iCloud or computer backups handled by Apple; on Android, Android backup to your Google Drive (when you have it turned on, handled by Google) includes your bills and settings, but not your purchase status. Those backups are controlled by you, not by us.

9. Children's Privacy

Billnudge is not directed at children under 13 and does not knowingly collect any information from them.

10. Data Retention and Deletion

Your data stays on your device until you delete it in the app or delete the app. Deleting the app removes its data from your device. Because we hold no copy of your data, there is nothing for us to delete on our side.

11. Changes to This Policy

We may update this policy when the app changes. The effective date at the top shows the latest version.

12. Contact

Questions about this policy or about your privacy:

Company: Time Design LLC
Email: timedesign.software@gmail.com